If you’ve been reading our Home Loan series of posts, you will have read: How to Shop for a Home Mortgage Mortgage Broker, Banker or Portfolio Lender Pre-Qualified, Pre-Approved or Fully-Underwritten? Good job! You are on your way to being an informed buyer ready to apply for your home loan. But with so many options, … Read more
If you read our “How to Shop for a Home Mortgage” and “Mortgage Broker, Banker or Portfolio Lender” blog posts, you might be wondering, “What’s the difference between being pre-qualified, pre-approved and fully-underwritten?” The answer can impact you when it comes to getting your offer accepted – or not. Before we get into the differences … Read more
Did you read our blog post on “how to shop for a home mortgage?” If so, you already know you should find your mortgage lender before you start shopping for a home. What you may be wondering now is, “What’s the difference between a mortgage broker, mortgage banker, and portfolio lender?” Mortgage Broker A mortgage broker … Read more
Many home buyers find themselves rushing to get a home mortgage after they’ve found the home they want to purchase. In addition to costing you as a consumer, time, energy, and money, it can also cost you the ideal property. In order to get the best home mortgage available to you, start the process well … Read more
If you have ever asked yourself, “Do I need a buyers agent to buy a house?” the answer is most certainly yes. Technically and legally speaking, you aren’t “required” to have a buyers agent to buy a home, but here’s why you should. What is a buyers agent? A buyers agent is a licensed real … Read more